The market dynamics of housing finance, one of India‟s more resilient sectors, has seen significant changes of late, with smaller players chipping away at the spoils. And if the buzz around affordable housing is any indication, the next few years would see even more changes.
 

As loan facilitations go, the affordable housing segment is getting the best deal in town because government support and tax incentives together mean interest paid could be significantly low for a home loan taken.
 

Under the credit linked subsidy scheme of the Pradhan Mantri Awas Yojana, home loan EMIs could reduce by up to 45% for the economically weaker section and the low-income group.